Irresponsible Lending - Make sure everyone is playing fair

Lisa, a busy woman in her 40s, was offered multiple credit cards by her bank over just six months.

At first, it felt like a safety net — but soon the repayments became unmanageable.

Struggling to keep up, Lisa’s credit file took a hit, and she felt trapped in a cycle of debt. She didn’t know she had the right to challenge what had happened until she came to Edit Credit.

Our team reviewed her case and identified that the bank had engaged in irresponsible lending. They had approved credit that Lisa clearly couldn’t service. We lodged a complaint, backed by evidence, and advocated for her rights.

The result? The defaults were removed, and Lisa’s credit file was repaired. More importantly, she regained control over her finances and the confidence to move forward.

Is this your story? Contact Edit Credit to see how we can help you take action against irresponsible lending.